Small Business Tax Credit, SHOP, Individual Open Enrollment, Special Enrollment, Self-Insured, H.S.A’s, SPD’s, Compliance, Subsidy Eligible. If you have questions, we have answers.
Employer/Employee Benefits & Individual/Family Insurance Needs
Mosaic is helping set the trend with small to midsized employers and individuals pertaining to their unique situation. Insurance is to complicated to be a simple “online decision.” As an independent agency we take a “Financial Planning” approach towards the insurance industry becoming your Choice Architect. Over 40+ carriers to offer including Anthem, Aetna, Aflac, Auto Owners, Delta Dental, Erie, Guardian, Humana, InHealth Mutual, Lincoln Financial, Medical Mutual, Nationwide, The Standard, United Healthcare, and VSP.
Mosaic Employee Benefits, LLC integrates Group Benefits, HR Planning Solutions, Individual and Commercial Insurance to create a full service “One Stop Shop” for our clients and their insurance needs.
Group Benefits, Defined Contribution, Private Exchange Technology
Individual Health Insurance
General Liability, Business Owners, D&O, Property & Auto
A benefit has integrity just like a man. And just as seldom.
Benefits should speak of its time and place, but yearn for timelessness.
Less is more.
Company: RealWeld Systems, Inc., Purchased by Lincoln Electric 12/30/2014
Introducing RealWeld Trainer – Weld Training with the Arc On or Off!
Instructional and performance feedback before, during, and after welding with a live arc using your existing welding equipment. When you see it, you will say “Wow, you really weld”!
Not comfortable working with an Agent? Review all carriers in our secure quote links. Send us an email with the plans of interest and we will send you a comprehensive review and recommendation.
Many of the carriers we work with offer apps available for download. Now your ID cards travel with your phone.
ARDINA - 24 x 7 Access to Doctors + Dental & Vision Discounts + Proactive Health & Wellness Coaching = Happy Employees! Less than $1/day.
Allow Mosaic to handle your annual renewals, terms/hires, cobra, and compliance needs
Premium breakdowns, benefit side-by-side comparisons, monthly emails on industry benefit and HR trends.
Mosaic holds the proper GA relationships to handle all requests in a timely manner.
HSA Contribution Limits 2015: Individuals $3,350 Family Coverage $6,650
2015 Out-of-Pocket Limit: Individuals $6,600 Family Coverage $13,200
FSA 2015: IRS Approved $2,550.00 annual
FPL income limits for tax credit eligibility :
$11,670 to $46,680 for an individual
$15,730 to $62,920 for a family of 2
$19,790 to $79,160 for a family of 3
$23,850 to $95,400 for a family of 4
In 2016 the reclassification of Small Groups moves to 1-100 employees from 1-50 employees. As of now, the rule change only hinders the plan chassis. Groups 51-100 were formerly considered large group plans. In 2016 they will be forced to the small group chassis with the potential of a premium increase. This will spell out a couple options, additional migration to self-insured plans if healthy, or future plans to change ACA law once again excusing the 51-100's from offering insurance. Another move by the government to drive numbers with individual insurance plans.
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