MOSAIC

Employee Benefits, LLC

Guiding Individuals & Businesses Through Times of Change

About Us  |   Improving Lifestyle and Education

1

How will you be affected by the Affordable Care Act?

 

Networks are thinning, Premiums are up, Benefits are reduced, Penalties are enforced. Today's health insurance requires planning to ensure groups and individuals are spending healthcare dollars the best way possible.  $20/month could save you an additional $2,800 in medical bills.

Group Benefits, Defined Contribution, Private Exchange Technology

2

Direction

 

Our broad range of services and affiliations will ensure our Business Owners are insured properly and offering the right benefits, those of which the employee feels a sense of value.  The education process will leave employees with a sense of organization on their own personal financial needs - Protection, Accumilation, Distribution

Individual Health Insurance

3

Defined Contribution

 

With our defined contribution model, employers allocate a fixed amount of money per employee for group benefits. Employees then select and purchase benefits that are most appropriate for them through award winning technology. Personalized recommendations, educational materials, dedicated support team, simplified on boarding process. 71% of small employers offer a single plan option to their employees.  A simple fix to savings for both the employer and employee by offering multiple plan options. 

General Liability, Business Owners, D&O, Property & Auto

Our Work  |  Success Stories

Site: www.realweldsystems.com

 

Company:  RealWeld Systems, Inc., Purchased by Lincoln Electric 12/30/2014

 

Description:

Introducing RealWeld Trainer – Weld Training with the Arc On or Off!

 

Instructional and performance feedback before, during, and after welding with a live arc using your existing welding equipment.  When you see it, you will say “Wow, you really weld”!

Site: www.seenmoment.com

 

Company:  SEEN MOMENT

 

Description: A platform that enables brands to seamlessly launch, promote, and measure Instagram and Twitter photo campaigns.

Site: www.viavero.com

 

Company:  ViaVero

 

Description: We provide high caliber Accounting and Finance project consultants who are the right match for key initiatives. We also conduct specialized search engagements to help organizations round out their leadership teams.

Services  |  What we do best | Simple Application Forms

Online

Mobile Wellness

Individual Quote & Enroll Now Links:

 

Not comfortable working with an Agent?  Review all carriers in our secure quote links.  Send us an email with the plans of interest and we will send you a comprehensive review and recommendation.

Many of the carriers we work with offer apps available for download.  Now your ID cards travel with your phone.

ARDINA - 24 x 7 Access to Doctors + Dental & Vision Discounts + Proactive Health & Wellness Coaching = Happy Employees! Less than $1/day.

Purchase a plan here

 

 

Service

Analytics

Support

Allow Mosaic to handle your annual renewals, terms/hires, cobra, and compliance needs

Premium breakdowns, benefit side-by-side comparisons, monthly emails on industry benefit and HR trends.

Mosaic holds the proper GA relationships to handle all requests in a timely manner.

2015 Heathcare News:

HSA Contribution Limits 2015: Individuals $3,350 Family Coverage $6,650

 

 2015 Out-of-Pocket Limit: Individuals $6,600 Family Coverage $13,200

 

 FSA 2015: IRS Approved $2,550.00 annual

 

FPL income limits for tax credit eligibility :

$11,670 to $46,680 for an individual

$15,730 to $62,920 for a family of 2

$19,790 to $79,160 for a family of 3

$23,850 to $95,400 for a family of 4

 

In 2016 the reclassification of Small Groups moves to 1-100 employees from 1-50 employees.  As of now, the rule change only hinders the plan chassis. Groups 51-100 were formerly considered large group plans.  In 2016 they will  be forced to the small group chassis with the potential of a premium increase. This will spell out a couple options, additional migration to self-insured plans if healthy, or future plans to change ACA law once again excusing the 51-100's from offering insurance. Another move by the government to drive numbers with individual insurance plans. 

Contact  | Get in touch with us.

info@mosaicemployeebenefits.com

Phone : 614.431.4302

Fax : 614.431.4305

7650 Rivers Edge Dr. Columbus, Ohio 43235

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